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Although this blog is typically concerned with personal injury cases and, in turn, car accident cases I thought it might be of value to discuss what has surely been the biggest topic raging in the news for the past year,  specifically, health care insurance reform.  One of the most important subjects in this debate was how to insure the millions of Americans who do not have health insurance.  This topic has been followed closely by all personal injury attorneys here in San ...

If one suffers personal injury, whether it is in a car accident , slip and fall accident , or some other type of incident it is extremely beneficial if the accident/injury victim has their own health insurance coverage. This is helpful even if the negligent Third Party entity who is responsible for the injury will be ultimately covering the medical bills.

With few exceptions the responsible party/insurance company will not be making any payments until the case comes to resolution ...

As a personal injury attorney in San Diego one of the most common questions I hear from both current clients as well as prospective clients is will their auto insurance rates will increase if they have been in an car accident.

If you have been in a car accident that was not your fault your rates will not increase due to the accident. This is set forth by statute quite clearly in existing California law. If the accident was partially your fault then your insurance company is aut ...

If you have suffered personal injury in a car accident that was not your fault you are entitled to be compensated for your medical bills, lost wages, and any other "out of pocket" expenses you had as well as a sum of money for pain and suffering and emotional distress. These latter two elements of damages are referred to in the legal profession as general damages .

Some years back Californians, weary of the effects of uninsured drivers upon the system as a whole, enacted wh ...

In the practice of personal injury law it is very common for us to see clients who have been injured in an accident yet have no health insurance in order to pay for medical bills. Having been in the practice of accident/injury law for almost 30 years we have developed relationships with doctors in virtually all medical specialties who will render medical care to our injured clients on a lien basis.

A lien is a formal written agreement between the patient and doctor . The doctor agrees to pe ...

Since by far the vast majority of personal injury cases in San Diego, as well as nationwide, arise as a result of car accidents it is worth examining the subject of Medical Payments benefits. Commonly referred to simply as
"med-pay" , medical benefits are a coverage that many people have elected to have under their car insurance policies. These benefits will have a specific coverage limit, i.e. $1,000, $2,000, $5,000, etc.

If you are injured in a car accident, whether it is your fau ...

Let's examine some important issues that greatly impact car accident victims and, in turn, their personal injury attorney.

The insurance company that will be settling the property damage claim to the damaged car has the right to choose whether to fix the car or to pay it off . After a car accident the insurance company will inspect the damaged vehicle to estimate the property damage done to the car. Once they have an estimate they will make a final decision on whether or not it pays to have ...